One of the best things ZOCCAM does is take the security risks out of the transaction eliminating potential fraud for the Buyer, Seller, Agent and Broker.
ZOCCAM’s application does not
contain or hold any financial information
Unlike wire transfers, ZOCCAM does not divulge the title company account numbers of bank
The check is encrypted from capture to delivery
The check image is not stored nor does it remain on the phone
ZOCCAM uses encrypted handshakes and tokens to ensure the check and data are sent to the specific branch with the title company
Multi-Factor Authentication
Data is secured via Secure Socket Layer (SSL) with 2048 bit encryption
ZOCCAM delivers the check utilizing Check 21
Upon receipt of the X9 file it is processed by your bank
HOW TO DEPOSIT ONLINE
ZOCCAM Step-by-Step
For Buyers
01.
Download app from Apple Store or Google Play
02.
Register using your drivers license number
03.
Mobile verification & create PIN
04.
Buyers selects "Send Earnest Money" and selects Escrow Agent
05.
Capture front & back of check and confirm transaction
ZOCCAM Step-by-Step
For Realtors
01.
Realtor goes to App store and downloads ZOCCAM
02.
Realtor registers using license number
03.
Realtor establishes PIN number
04.
Realtor selects Earnest Money and completes contract information
05.
Realtor selects Escrow Agent and selects Title Branch
06.
Realtor clicks "Check Capture" and snap front and back of check